Collect, hold, pay.
All inside the country.
Your business runs on one account. Collect from local customers, hold it in your own account numbers, and pay out to any local bank or mobile money, same day.
Follow one payment, collection to payout
The same KSh 812,400, collected from a customer and paid out to the bank, three moves later.
Collected from a customer
A customer pays by M-Pesa, bank transfer or card. It lands in your virtual account, matched to the invoice, no chasing.
+ KSh 812,400Held in your virtual account
It sits in an account number that is yours, reconciled and ready. Hold it as long as you need before you pay out.
Paid out to the bank
Send it to any local bank or mobile money on your schedule, with the approvals you set. Settlement you can predict.
KSh 812,400 · settled same dayCollect into an account that's yours
Every merchant gets dedicated account numbers to collect into. Customers pay by M-Pesa, bank transfer or card, and it all lands in one place, matched to the invoice.
- Dedicated account numbers for your business
- M-Pesa, bank transfer and card in one account
- Every collection matched to its invoice
Pay out to any local bank, in bulk
Upload a batch or pay one by one. Set a limit per user and require a second approval above it. Your team moves the small payments; you sign off the big ones.
- Pay any Kenyan bank or mobile money
- Bulk payouts with per-user limits and approvals
- Full audit trail on every payout
The network behind thousands of Kenyan businesses
From a single M-Pesa collection to a full supplier payout run, the same account keeps up.
Finance teams that stopped fighting their bank
"We used to chase payments across three banks and an M-Pesa till. Now every collection lands in one account, matched to the invoice. Month-end went from a scramble to a Tuesday afternoon."
"Paying 40 suppliers across Equity, KCB and M-Pesa in one run, from one balance, used to take all morning."
"The approval limits mean I can delegate payouts without losing sleep over a wrong zero."
Join the network
Open your business account in minutes. No setup fees, no minimum balance, collections live the same day.